updates to support 2025 for mlar submisisons for future proofing #21

Job	Run time
hmda_analytics_tests	2m 43s
check_digit_tests	2m 25s
common_tests	2m 30s
data_browser_tests	2m 42s
hmda_data_publisher_tests	3m 26s
hmda_platform_tests	5m 41s
hmda_quarterly_data_service_tests	2m 19s
hmda_reporting_tests	2m 30s
modified_lar_tests	2m 17s
rate_limit_tests	2m 12s
institutions_api_tests	2m 26s
ratespread_calculator_tests	2m 19s
submission_errors_tests	2m 23s
	35m 53s

Provide feedback