diff --git a/src/app/modules/main/wallet_section/send_new/module.nim b/src/app/modules/main/wallet_section/send_new/module.nim
index 537b9e8e4cf..b3d0c151761 100644
--- a/src/app/modules/main/wallet_section/send_new/module.nim
+++ b/src/app/modules/main/wallet_section/send_new/module.nim
@@ -190,7 +190,7 @@ method authenticateAndTransfer*(self: Module, uuid: string, fromAddr: string) =
     self.controller.authenticate()
 
 method onUserAuthenticated*(self: Module, password: string, pin: string) =
-  if password.len == 0:
+  if password.len == 0 and pin.len == 0:
     self.transactionWasSent(uuid = self.tmpSendTransactionDetails.uuid, chainId = 0, approvalTx = false, txHash = "", error = authenticationCanceled)
     self.clearTmpData()
   else:
diff --git a/src/app/modules/shared_modules/keycard_popup/internal/insert_keycard_state.nim b/src/app/modules/shared_modules/keycard_popup/internal/insert_keycard_state.nim
index 12b4795cdca..328663fa560 100644
--- a/src/app/modules/shared_modules/keycard_popup/internal/insert_keycard_state.nim
+++ b/src/app/modules/shared_modules/keycard_popup/internal/insert_keycard_state.nim
@@ -43,6 +43,20 @@ method resolveKeycardNextState*(self: InsertKeycardState, keycardFlowType: strin
       return nil
   if keycardFlowType == ResponseTypeValueCardInserted:
     controller.setKeycardData(updatePredefinedKeycardData(controller.getKeycardData(), PredefinedKeycardData.WronglyInsertedCard, add = false))
+    
+    # Special handling for LoadAccount flow - return to the state we came from
+    # (RepeatPin or PinSet) to continue waiting for ENTER_MNEMONIC event
+    if (self.flowType == FlowType.SetupNewKeycard or
+        self.flowType == FlowType.SetupNewKeycardNewSeedPhrase or
+        self.flowType == FlowType.SetupNewKeycardOldSeedPhrase) and
+       controller.getCurrentKeycardServiceFlow() == KCSFlowType.LoadAccount and
+       not self.getBackState.isNil:
+          let backStateType = self.getBackState.stateType
+          if backStateType == StateType.RepeatPin or backStateType == StateType.PinSet:
+            # Return to the previous state to continue waiting for mnemonic entry
+            return self.getBackState
+    
+    # Default behavior for other flows
     if self.flowType == FlowType.SetupNewKeycard:
       return createState(StateType.KeycardInserted, self.flowType, self.getBackState)
     return createState(StateType.KeycardInserted, self.flowType, nil)
diff --git a/src/app/modules/shared_modules/keycard_popup/internal/pin_set_state.nim b/src/app/modules/shared_modules/keycard_popup/internal/pin_set_state.nim
index 8644563e7af..359229d6a57 100644
--- a/src/app/modules/shared_modules/keycard_popup/internal/pin_set_state.nim
+++ b/src/app/modules/shared_modules/keycard_popup/internal/pin_set_state.nim
@@ -31,4 +31,28 @@ method executeCancelCommand*(self: PinSetState, controller: Controller) =
     self.flowType == FlowType.SetupNewKeycardNewSeedPhrase or
     self.flowType == FlowType.SetupNewKeycardOldSeedPhrase or
     self.flowType == FlowType.UnlockKeycard:
-      controller.terminateCurrentFlow(lastStepInTheCurrentFlow = false)
\ No newline at end of file
+      controller.terminateCurrentFlow(lastStepInTheCurrentFlow = false)
+
+method resolveKeycardNextState*(self: PinSetState, keycardFlowType: string, keycardEvent: KeycardEvent, 
+  controller: Controller): State =
+  # Handle temporary card disconnection during LoadAccount flow (after card initialization)
+  # This can happen if the user hasn't tapped "Continue" yet and the card disconnects
+  if self.flowType == FlowType.SetupNewKeycard or
+    self.flowType == FlowType.SetupNewKeycardNewSeedPhrase or
+    self.flowType == FlowType.SetupNewKeycardOldSeedPhrase:
+      # INSERT_CARD during LoadAccount flow means card is reconnecting after initialization
+      if keycardFlowType == ResponseTypeValueInsertCard and 
+        keycardEvent.error.len > 0 and
+        keycardEvent.error == ErrorConnection and
+        controller.getCurrentKeycardServiceFlow() == KCSFlowType.LoadAccount:
+          # Don't cancel the flow - transition to InsertKeycard state and wait for reconnection
+          controller.reRunCurrentFlowLater()
+          return createState(StateType.InsertKeycard, self.flowType, self)
+      # CARD_INSERTED after temporary disconnection - stay in PinSet and continue
+      if keycardFlowType == ResponseTypeValueCardInserted and
+        controller.getCurrentKeycardServiceFlow() == KCSFlowType.LoadAccount:
+          # Card reconnected successfully, stay in PinSet
+          return nil
+  
+  # No specific handling needed - this state transitions via primary button
+  return nil
\ No newline at end of file
diff --git a/src/app/modules/shared_modules/keycard_popup/internal/repeat_pin_state.nim b/src/app/modules/shared_modules/keycard_popup/internal/repeat_pin_state.nim
index 67a4ab5833d..a9c6592d1c1 100644
--- a/src/app/modules/shared_modules/keycard_popup/internal/repeat_pin_state.nim
+++ b/src/app/modules/shared_modules/keycard_popup/internal/repeat_pin_state.nim
@@ -42,6 +42,25 @@ method executeCancelCommand*(self: RepeatPinState, controller: Controller) =
      
 method resolveKeycardNextState*(self: RepeatPinState, keycardFlowType: string, keycardEvent: KeycardEvent, 
   controller: Controller): State =
+  # Handle temporary card disconnection during LoadAccount flow (after card initialization)
+  # This happens on Android/iOS when card is disconnected and needs to be re-detected
+  if self.flowType == FlowType.SetupNewKeycard or
+    self.flowType == FlowType.SetupNewKeycardNewSeedPhrase or
+    self.flowType == FlowType.SetupNewKeycardOldSeedPhrase:
+      # INSERT_CARD during LoadAccount flow means card is reconnecting after initialization
+      if keycardFlowType == ResponseTypeValueInsertCard and 
+        keycardEvent.error.len > 0 and
+        keycardEvent.error == ErrorConnection and
+        controller.getCurrentKeycardServiceFlow() == KCSFlowType.LoadAccount:
+          # Don't cancel the flow - transition to InsertKeycard state and wait for reconnection
+          controller.reRunCurrentFlowLater()
+          return createState(StateType.InsertKeycard, self.flowType, self)
+      # CARD_INSERTED after temporary disconnection - stay in RepeatPin and continue waiting
+      if keycardFlowType == ResponseTypeValueCardInserted and
+        controller.getCurrentKeycardServiceFlow() == KCSFlowType.LoadAccount:
+          # Card reconnected successfully, continue waiting for ENTER_MNEMONIC event
+          return nil
+  
   let state = ensureReaderAndCardPresence(self, keycardFlowType, keycardEvent, controller)
   if not state.isNil:
     return state
diff --git a/src/app_service/service/keycard/service.nim b/src/app_service/service/keycard/service.nim
index 2767ea6e1c5..32eec8db972 100644
--- a/src/app_service/service/keycard/service.nim
+++ b/src/app_service/service/keycard/service.nim
@@ -151,8 +151,15 @@ QtObject:
     return seedPhrase
 
   proc updateLocalPayloadForCurrentFlow(self: Service, obj: JsonNode, cleanBefore = false) {.featureGuard(KEYCARD_ENABLED).}  =
+    # CRITICAL FIX: Check if obj is the same reference as setPayloadForCurrentFlow
+    # This happens when onTimeout calls startFlow(self.setPayloadForCurrentFlow)
+    # If we iterate and modify the same object, the iterator gets corrupted!
+    if cast[pointer](obj) == cast[pointer](self.setPayloadForCurrentFlow):
+      return
+    
     if cleanBefore:
       self.setPayloadForCurrentFlow = %* {}
+    
     for k, v in obj:
       self.setPayloadForCurrentFlow[k] = v