diff --git a/lib/epics/client.rb b/lib/epics/client.rb
index f9b03ca..ef1b01a 100644
--- a/lib/epics/client.rb
+++ b/lib/epics/client.rb
@@ -1,3 +1,10 @@
+require_relative 'h004'
+require_relative './hvu'
+require_relative './hvz'
+require_relative './hvd'
+require_relative './hve'
+require_relative './hvs'
+
 class Epics::Client
   extend Forwardable
 
@@ -151,6 +158,7 @@ def HAA
     Nokogiri::XML(download(Epics::HAA)).at_xpath("//xmlns:OrderTypes", xmlns: "urn:org:ebics:H004").content.split(/\s/)
   end
 
+  # fetch client and subscriber data
   def HTD
     Nokogiri::XML(download(Epics::HTD)).tap do |htd|
       @iban ||= htd.at_xpath("//xmlns:AccountNumber[@international='true']", xmlns: "urn:org:ebics:H004").text
@@ -159,34 +167,67 @@ def HTD
     end.to_xml
   end
 
+  # fetch bank parameters
   def HPD
     download(Epics::HPD)
   end
 
+  # fetch client and subscriber data
   def HKD
     download(Epics::HKD)
   end
 
+  # fetch text protocol
   def PTK(from, to)
     download(Epics::PTK, from, to)
   end
 
+  # XML Protokolldatei abholen
   def HAC(from = nil, to = nil)
     download(Epics::HAC, from, to)
   end
 
+  # VEU related actions
+
+  # Fetch overview of all orders which need to be signed
+  def HVU
+    Epics::H004.from_xml(download(Epics::HVU)).to_h
+  end
+
+  # Fetch detailed overview of all orders which need to be signed
+  def HVZ
+    Epics::H004.from_xml(download(Epics::HVZ)).to_h
+  end
+
+  # Fetch details for an order
+  def HVD(order_id, order_type)
+    Epics::H004.from_xml(download(Epics::HVD, order_id, order_type)).to_h
+  end
+
+  # sign an order
+  def HVE(order_id, order_type, digest)
+    upload(Epics::HVE, order_id, order_type, digest)
+  end
+
+  # reject an order
+  def HVS(order_id, order_type, digest)
+    upload(Epics::HVS, order_id, order_type, digest)
+  end
+
   def save_keys(path)
     File.write(path, dump_keys)
   end
 
   private
 
-  def upload(order_type, document)
-    order = order_type.new(self, document)
+  def upload(order_type, *args)
+    order = order_type.new(self, *args)
     res = post(url, order.to_xml).body
     order.transaction_id = res.transaction_id
 
-    res = post(url, order.to_transfer_xml).body
+    if order.segmented?
+      res = post(url, order.to_transfer_xml).body
+    end
 
     return res.transaction_id, res.order_id
   end
diff --git a/lib/epics/generic_upload_request.rb b/lib/epics/generic_upload_request.rb
index 74fdd88..733c222 100644
--- a/lib/epics/generic_upload_request.rb
+++ b/lib/epics/generic_upload_request.rb
@@ -3,12 +3,16 @@ class Epics::GenericUploadRequest < Epics::GenericRequest
   attr_accessor :key
   attr_accessor :document
 
-  def initialize(client, document)
+  def initialize(client, document = nil)
     super(client)
     self.document = document
     self.key ||= cipher.random_key
   end
 
+  def segmented?
+    true
+  end
+
   def cipher
     @cipher ||= OpenSSL::Cipher.new("aes-128-cbc")
   end
@@ -83,4 +87,4 @@ def pad(d)
     end
   end
 
-end
\ No newline at end of file
+end
diff --git a/lib/epics/h004.rb b/lib/epics/h004.rb
new file mode 100644
index 0000000..34cc888
--- /dev/null
+++ b/lib/epics/h004.rb
@@ -0,0 +1,30 @@
+require 'nokogiri'
+
+require_relative './h004/hvu'
+require_relative './h004/hvz'
+require_relative './h004/hvd'
+
+module Epics
+  module H004
+    UnknownInput = Class.new(ArgumentError)
+
+    def self.from_xml(raw_xml)
+      doc = Nokogiri::XML(raw_xml).at_xpath('/*')
+
+      unless doc.namespace.href == "urn:org:ebics:H004"
+        fail UnknownInput, "Unknown xml file contents"
+      end
+
+      case doc.name
+      when "HVZResponseOrderData"
+        Epics::H004::HVZ.new(doc)
+      when "HVUResponseOrderData"
+        Epics::H004::HVU.new(doc)
+      when "HVDResponseOrderData"
+        Epics::H004::HVD.new(doc)
+      end
+    rescue Nokogiri::XML::XPath::SyntaxError => ex
+      fail UnknownInput, "Invalid XML input data: #{ex.message}"
+    end
+  end
+end
diff --git a/lib/epics/h004/hvd.rb b/lib/epics/h004/hvd.rb
new file mode 100644
index 0000000..cadfd72
--- /dev/null
+++ b/lib/epics/h004/hvd.rb
@@ -0,0 +1,46 @@
+module Epics
+  module H004
+    class HVD
+      attr_accessor :doc
+
+      def initialize(xml_doc)
+        self.doc = xml_doc
+      end
+
+      def to_h
+        order = doc.at_xpath("/h004:HVDResponseOrderData")
+        {
+          signers: signers(order.xpath('./h004:SignerInfo')),
+          order_details_available: order.at_xpath('./h004:OrderDetailsAvailable').content == 'true',
+          order_data_available: order.at_xpath('./h004:OrderDataAvailable').content == 'true',
+          digest: order.at_xpath('./h004:DataDigest').content,
+          digest_signature_version: order.at_xpath('./h004:DataDigest')['SignatureVersion'],
+          display_file: Base64.decode64(order.at_xpath('./h004:DisplayFile').content).encode("UTF-8", "ISO-8859-15"),
+        }
+      end
+
+      private
+
+      def originator(node)
+        {
+          name: node.at_xpath('./h004:Name').content.strip,
+          partner_id: node.at_xpath('./h004:PartnerID').content.strip,
+          user_id: node.at_xpath('./h004:UserID').content.strip,
+          timestamp: Time.parse(node.at_xpath('./h004:Timestamp').content),
+        }
+      end
+
+      def signers(nodes)
+        nodes.map do |signer|
+          {
+            name: signer.at_xpath('./h004:Name').content.strip,
+            partner_id: signer.at_xpath('./h004:PartnerID').content.strip,
+            user_id: signer.at_xpath('./h004:UserID').content.strip,
+            signature_class: signer.at_xpath('./h004:Permission')['AuthorisationLevel']
+          }
+        end
+      end
+
+    end
+  end
+end
diff --git a/lib/epics/h004/hvu.rb b/lib/epics/h004/hvu.rb
new file mode 100644
index 0000000..4f9616a
--- /dev/null
+++ b/lib/epics/h004/hvu.rb
@@ -0,0 +1,48 @@
+module Epics
+  module H004
+    class HVU
+      attr_accessor :doc
+
+      def initialize(xml_doc)
+        self.doc = xml_doc
+      end
+
+      def to_h
+        doc.xpath("/h004:HVUResponseOrderData/h004:OrderDetails").map do |order|
+          {
+            order_id: order.at_xpath('./h004:OrderID').content,
+            order_type: order.at_xpath('./h004:OrderType').content,
+            originator: originator(order.at_xpath('./h004:OriginatorInfo')),
+            signers: signers(order.xpath('./h004:SignerInfo')),
+            required_signatures: order.at_xpath('./h004:SigningInfo')['NumSigRequired'].to_i,
+            applied_signatures: order.at_xpath('./h004:SigningInfo')['NumSigDone'].to_i,
+            ready_for_signature: order.at_xpath('./h004:SigningInfo')['readyToBeSigned'].to_s.downcase == 'true',
+          }
+        end
+      end
+
+      private
+
+      def originator(node)
+        {
+          name: node.at_xpath('./h004:Name').content.strip,
+          partner_id: node.at_xpath('./h004:PartnerID').content.strip,
+          user_id: node.at_xpath('./h004:UserID').content.strip,
+          timestamp: Time.parse(node.at_xpath('./h004:Timestamp').content),
+        }
+      end
+
+      def signers(nodes)
+        nodes.map do |signer|
+          {
+            name: signer.at_xpath('./h004:Name').content.strip,
+            partner_id: signer.at_xpath('./h004:PartnerID').content.strip,
+            user_id: signer.at_xpath('./h004:UserID').content.strip,
+            signature_class: signer.at_xpath('./h004:Permission')['AuthorisationLevel']
+          }
+        end
+      end
+
+    end
+  end
+end
diff --git a/lib/epics/h004/hvz.rb b/lib/epics/h004/hvz.rb
new file mode 100644
index 0000000..0d53993
--- /dev/null
+++ b/lib/epics/h004/hvz.rb
@@ -0,0 +1,58 @@
+require 'bigdecimal'
+
+module Epics
+  module H004
+    class HVZ
+      attr_accessor :doc
+
+      def initialize(xml_doc)
+        self.doc = xml_doc
+      end
+
+      def to_h
+        doc.xpath("/h004:HVZResponseOrderData/h004:OrderDetails").map do |order|
+          {
+            order_id: order.at_xpath('./h004:OrderID').content,
+            order_type: order.at_xpath('./h004:OrderType').content,
+            originator: originator(order.at_xpath('./h004:OriginatorInfo')),
+            signers: signers(order.xpath('./h004:SignerInfo')),
+            required_signatures: order.at_xpath('./h004:SigningInfo')['NumSigRequired'].to_i,
+            applied_signatures: order.at_xpath('./h004:SigningInfo')['NumSigDone'].to_i,
+            ready_for_signature: as_boolean(order.at_xpath('./h004:SigningInfo')['readyToBeSigned']),
+            total_amount: BigDecimal.new(order.at_xpath('./h004:TotalAmount').content),
+            total_amount_type: as_boolean(order.at_xpath('./h004:TotalAmount')['isCredit']) ? 'credit' : 'debit',
+            total_orders: order.at_xpath('./h004:TotalOrders').content.to_i,
+            digest: order.at_xpath('./h004:DataDigest').content,
+            digest_signature_version: order.at_xpath('./h004:DataDigest')['SignatureVersion'],
+          }
+        end
+      end
+
+      private
+
+      def originator(node)
+        {
+          name: node.at_xpath('./h004:Name').content.strip,
+          partner_id: node.at_xpath('./h004:PartnerID').content.strip,
+          user_id: node.at_xpath('./h004:UserID').content.strip,
+          timestamp: Time.parse(node.at_xpath('./h004:Timestamp').content),
+        }
+      end
+
+      def signers(nodes)
+        nodes.map do |signer|
+          {
+            name: signer.at_xpath('./h004:Name').content.strip,
+            partner_id: signer.at_xpath('./h004:PartnerID').content.strip,
+            user_id: signer.at_xpath('./h004:UserID').content.strip,
+            signature_class: signer.at_xpath('./h004:Permission')['AuthorisationLevel']
+          }
+        end
+      end
+
+      def as_boolean(input)
+        input.to_s.downcase == 'true'
+      end
+    end
+  end
+end
diff --git a/lib/epics/hvd.rb b/lib/epics/hvd.rb
new file mode 100644
index 0000000..345578f
--- /dev/null
+++ b/lib/epics/hvd.rb
@@ -0,0 +1,53 @@
+module Epics
+  class HVD < Epics::GenericRequest
+    attr_accessor :order_id, :order_type
+
+    def initialize(client, order_id, order_type)
+      super(client)
+      self.order_id = order_id
+      self.order_type = order_type
+    end
+
+    def header
+      {
+        :@authenticate => true,
+        static: {
+          "HostID" => host_id,
+          "Nonce" => nonce,
+          "Timestamp" => timestamp,
+          "PartnerID" => partner_id,
+          "UserID" => user_id,
+          "Product" => {
+            :@Language => "de",
+            :content! => "EPICS - a ruby ebics kernel"
+          },
+          "OrderDetails" => {
+            "OrderType" => "HVD",
+            "OrderAttribute" => "DZHNN",
+            "HVDOrderParams" => {
+              "PartnerID" => partner_id,
+              "OrderType" => order_type,
+              "OrderID" => order_id,
+            }
+          },
+          "BankPubKeyDigests" => {
+            "Authentication" => {
+              :@Version => "X002",
+              :@Algorithm => "http://www.w3.org/2001/04/xmlenc#sha256",
+              :content! => client.bank_x.public_digest
+            },
+            "Encryption" => {
+              :@Version => "E002",
+              :@Algorithm => "http://www.w3.org/2001/04/xmlenc#sha256",
+              :content! => client.bank_e.public_digest
+            }
+          },
+          "SecurityMedium" => "0000"
+        },
+        "mutable" => {
+          "TransactionPhase" => "Initialisation"
+        }
+      }
+    end
+  end
+end
diff --git a/lib/epics/hve.rb b/lib/epics/hve.rb
new file mode 100644
index 0000000..42d82ab
--- /dev/null
+++ b/lib/epics/hve.rb
@@ -0,0 +1,64 @@
+module Epics
+  class HVE < Epics::GenericUploadRequest
+
+    attr_accessor :order_id, :order_type, :digest
+
+    def initialize(client, order_id, order_type, digest)
+      super(client)
+      self.order_id = order_id
+      self.order_type = order_type
+      self.digest = digest
+    end
+
+    def segmented?
+      false
+    end
+
+    def header
+      {
+        :@authenticate => true,
+        static: {
+          "HostID" => host_id,
+          "Nonce" => nonce,
+          "Timestamp" => timestamp,
+          "PartnerID" => partner_id,
+          "UserID" => user_id,
+          "Product" => {
+            :@Language => "de",
+            :content! => "EPICS - a ruby ebics kernel"
+          },
+          "OrderDetails" => {
+            "OrderType" => "HVE",
+            "OrderAttribute" => "UZHNN",
+            "HVEOrderParams" => {
+              "PartnerID" => partner_id,
+              "OrderType" => order_type,
+              "OrderID" => order_id,
+            }
+          },
+          "BankPubKeyDigests" => {
+            "Authentication" => {
+              :@Version => "X002",
+              :@Algorithm => "http://www.w3.org/2001/04/xmlenc#sha256",
+              :content! => client.bank_x.public_digest
+            },
+            "Encryption" => {
+              :@Version => "E002",
+              :@Algorithm => "http://www.w3.org/2001/04/xmlenc#sha256",
+              :content! => client.bank_e.public_digest
+            }
+          },
+          "SecurityMedium" => "0000",
+          "NumSegments" => 0,
+        },
+        "mutable" => {
+          "TransactionPhase" => "Initialisation"
+        }
+      }
+    end
+
+    def signature_value
+      client.a.sign(Base64.strict_decode64(digest))
+    end
+  end
+end
diff --git a/lib/epics/hvs.rb b/lib/epics/hvs.rb
new file mode 100644
index 0000000..447df95
--- /dev/null
+++ b/lib/epics/hvs.rb
@@ -0,0 +1,64 @@
+module Epics
+  class HVS < Epics::GenericUploadRequest
+
+    attr_accessor :order_id, :order_type, :digest
+
+    def initialize(client, order_id, order_type, digest)
+      super(client)
+      self.order_id = order_id
+      self.order_type = order_type
+      self.digest = digest
+    end
+
+    def segmented?
+      false
+    end
+
+    def header
+      {
+        :@authenticate => true,
+        static: {
+          "HostID" => host_id,
+          "Nonce" => nonce,
+          "Timestamp" => timestamp,
+          "PartnerID" => partner_id,
+          "UserID" => user_id,
+          "Product" => {
+            :@Language => "de",
+            :content! => "EPICS - a ruby ebics kernel"
+          },
+          "OrderDetails" => {
+            "OrderType" => "HVS",
+            "OrderAttribute" => "UZHNN",
+            "HVSOrderParams" => {
+              "PartnerID" => partner_id,
+              "OrderType" => order_type,
+              "OrderID" => order_id,
+            }
+          },
+          "BankPubKeyDigests" => {
+            "Authentication" => {
+              :@Version => "X002",
+              :@Algorithm => "http://www.w3.org/2001/04/xmlenc#sha256",
+              :content! => client.bank_x.public_digest
+            },
+            "Encryption" => {
+              :@Version => "E002",
+              :@Algorithm => "http://www.w3.org/2001/04/xmlenc#sha256",
+              :content! => client.bank_e.public_digest
+            }
+          },
+          "SecurityMedium" => "0000",
+          "NumSegments" => 0,
+        },
+        "mutable" => {
+          "TransactionPhase" => "Initialisation"
+        }
+      }
+    end
+
+    def signature_value
+      client.a.sign(Base64.strict_decode64(digest))
+    end
+  end
+end
diff --git a/lib/epics/hvu.rb b/lib/epics/hvu.rb
new file mode 100644
index 0000000..7f72124
--- /dev/null
+++ b/lib/epics/hvu.rb
@@ -0,0 +1,41 @@
+module Epics
+  class HVU < Epics::GenericRequest
+    def header
+      {
+        :@authenticate => true,
+        static: {
+          "HostID" => host_id,
+          "Nonce" => nonce,
+          "Timestamp" => timestamp,
+          "PartnerID" => partner_id,
+          "UserID" => user_id,
+          "Product" => {
+            :@Language => "de",
+            :content! => "EPICS - a ruby ebics kernel"
+          },
+          "OrderDetails" => {
+            "OrderType" => "HVU",
+            "OrderAttribute" => "DZHNN",
+            "HVUOrderParams" => {}
+          },
+          "BankPubKeyDigests" => {
+            "Authentication" => {
+              :@Version => "X002",
+              :@Algorithm => "http://www.w3.org/2001/04/xmlenc#sha256",
+              :content! => client.bank_x.public_digest
+            },
+            "Encryption" => {
+              :@Version => "E002",
+              :@Algorithm => "http://www.w3.org/2001/04/xmlenc#sha256",
+              :content! => client.bank_e.public_digest
+            }
+          },
+          "SecurityMedium" => "0000"
+        },
+        "mutable" => {
+          "TransactionPhase" => "Initialisation"
+        }
+      }
+    end
+  end
+end
diff --git a/lib/epics/hvz.rb b/lib/epics/hvz.rb
new file mode 100644
index 0000000..d8a57c5
--- /dev/null
+++ b/lib/epics/hvz.rb
@@ -0,0 +1,41 @@
+module Epics
+  class HVZ < Epics::GenericRequest
+    def header
+      {
+        :@authenticate => true,
+        static: {
+          "HostID" => host_id,
+          "Nonce" => nonce,
+          "Timestamp" => timestamp,
+          "PartnerID" => partner_id,
+          "UserID" => user_id,
+          "Product" => {
+            :@Language => "de",
+            :content! => "EPICS - a ruby ebics kernel"
+          },
+          "OrderDetails" => {
+            "OrderType" => "HVZ",
+            "OrderAttribute" => "DZHNN",
+            "HVZOrderParams" => {}
+          },
+          "BankPubKeyDigests" => {
+            "Authentication" => {
+              :@Version => "X002",
+              :@Algorithm => "http://www.w3.org/2001/04/xmlenc#sha256",
+              :content! => client.bank_x.public_digest
+            },
+            "Encryption" => {
+              :@Version => "E002",
+              :@Algorithm => "http://www.w3.org/2001/04/xmlenc#sha256",
+              :content! => client.bank_e.public_digest
+            }
+          },
+          "SecurityMedium" => "0000"
+        },
+        "mutable" => {
+          "TransactionPhase" => "Initialisation"
+        }
+      }
+    end
+  end
+end
diff --git a/spec/fixtures/xml/hvd_response.xml b/spec/fixtures/xml/hvd_response.xml
new file mode 100644
index 0000000..23325bb
--- /dev/null
+++ b/spec/fixtures/xml/hvd_response.xml
@@ -0,0 +1,24 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<h004:HVDResponseOrderData xmlns:h004="urn:org:ebics:H004" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.ebics.org/H004 http://www.ebics.org/H004/ebics.xsd">
+  <h004:DataDigest SignatureVersion="A006">Ej9Q5zvpef87V9Ef5vdEY/aiPvEiVYupcZHir51G94g=</h004:DataDigest>
+  <h004:DisplayFile>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</h004:DisplayFile>
+  <h004:OrderDataAvailable>true</h004:OrderDataAvailable>
+  <h004:OrderDataSize>1776</h004:OrderDataSize>
+  <h004:OrderDetailsAvailable>false</h004:OrderDetailsAvailable>
+  <h004:SignerInfo>
+    <h004:PartnerID>RS</h004:PartnerID>
+    <h004:UserID>RST</h004:UserID>
+    <h004:Name>
+      RS T</h004:Name>
+    <h004:Timestamp>2016-03-23T08:56:39.000000Z</h004:Timestamp>
+    <h004:Permission AuthorisationLevel="T"/>
+  </h004:SignerInfo>
+  <h004:SignerInfo>
+    <h004:PartnerID>RS</h004:PartnerID>
+    <h004:UserID>RSA</h004:UserID>
+    <h004:Name>
+      RS A</h004:Name>
+    <h004:Timestamp>2016-03-23T09:26:33.000000Z</h004:Timestamp>
+    <h004:Permission AuthorisationLevel="A"/>
+  </h004:SignerInfo>
+</h004:HVDResponseOrderData>
diff --git a/spec/fixtures/xml/hvu_response.xml b/spec/fixtures/xml/hvu_response.xml
new file mode 100644
index 0000000..ea1f999
--- /dev/null
+++ b/spec/fixtures/xml/hvu_response.xml
@@ -0,0 +1,53 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<h004:HVUResponseOrderData xmlns:h004="urn:org:ebics:H004" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.ebics.org/H004 http://www.ebics.org/H004/ebics.xsd">
+  <h004:OrderDetails>
+    <h004:OrderType>CCT</h004:OrderType>
+    <h004:OrderID>B03N</h004:OrderID>
+    <h004:OrderDataSize>1776</h004:OrderDataSize>
+    <h004:SigningInfo readyToBeSigned="true" NumSigRequired="1" NumSigDone="1"/>
+    <h004:SignerInfo>
+      <h004:PartnerID>RS</h004:PartnerID>
+      <h004:UserID>RST</h004:UserID>
+      <h004:Name>
+        RS T</h004:Name>
+      <h004:Timestamp>2016-03-23T08:56:39.000000Z</h004:Timestamp>
+      <h004:Permission AuthorisationLevel="T"/>
+    </h004:SignerInfo>
+    <h004:SignerInfo>
+      <h004:PartnerID>RS</h004:PartnerID>
+      <h004:UserID>RSA</h004:UserID>
+      <h004:Name>
+        RS A</h004:Name>
+      <h004:Timestamp>2016-03-23T09:26:33.000000Z</h004:Timestamp>
+      <h004:Permission AuthorisationLevel="A"/>
+    </h004:SignerInfo>
+    <h004:OriginatorInfo>
+      <h004:PartnerID>RS</h004:PartnerID>
+      <h004:UserID>RST</h004:UserID>
+      <h004:Name>
+        RS T</h004:Name>
+      <h004:Timestamp>2016-03-23T08:56:39.000000Z</h004:Timestamp>
+    </h004:OriginatorInfo>
+  </h004:OrderDetails>
+  <h004:OrderDetails>
+    <h004:OrderType>CCT</h004:OrderType>
+    <h004:OrderID>B03P</h004:OrderID>
+    <h004:OrderDataSize>1776</h004:OrderDataSize>
+    <h004:SigningInfo readyToBeSigned="true" NumSigRequired="1" NumSigDone="0"/>
+    <h004:SignerInfo>
+      <h004:PartnerID>RS</h004:PartnerID>
+      <h004:UserID>RST</h004:UserID>
+      <h004:Name>
+        RS T</h004:Name>
+      <h004:Timestamp>2016-03-29T10:57:12.000000Z</h004:Timestamp>
+      <h004:Permission AuthorisationLevel="T"/>
+    </h004:SignerInfo>
+    <h004:OriginatorInfo>
+      <h004:PartnerID>RS</h004:PartnerID>
+      <h004:UserID>RST</h004:UserID>
+      <h004:Name>
+        RS T</h004:Name>
+      <h004:Timestamp>2016-03-29T10:57:11.000000Z</h004:Timestamp>
+    </h004:OriginatorInfo>
+  </h004:OrderDetails>
+</h004:HVUResponseOrderData>
diff --git a/spec/fixtures/xml/hvz_response.xml b/spec/fixtures/xml/hvz_response.xml
new file mode 100644
index 0000000..a50599b
--- /dev/null
+++ b/spec/fixtures/xml/hvz_response.xml
@@ -0,0 +1,65 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<h004:HVZResponseOrderData xmlns:h004="urn:org:ebics:H004" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.ebics.org/H004 http://www.ebics.org/H004/ebics.xsd">
+  <h004:OrderDetails>
+    <h004:OrderType>CCT</h004:OrderType>
+    <h004:OrderID>B03N</h004:OrderID>
+    <h004:DataDigest SignatureVersion="A006">Ej9Q5zvpef87V9Ef5vdEY/aiPvEiVYupcZHir51G94g=</h004:DataDigest>
+    <h004:OrderDataAvailable>true</h004:OrderDataAvailable>
+    <h004:OrderDataSize>1776</h004:OrderDataSize>
+    <h004:OrderDetailsAvailable>false</h004:OrderDetailsAvailable>
+    <h004:TotalOrders>1</h004:TotalOrders>
+    <h004:TotalAmount isCredit="true">1000.13</h004:TotalAmount>
+    <h004:Currency>EUR</h004:Currency>
+    <h004:SigningInfo readyToBeSigned="true" NumSigRequired="1" NumSigDone="1"/>
+    <h004:SignerInfo>
+      <h004:PartnerID>RS</h004:PartnerID>
+      <h004:UserID>RST</h004:UserID>
+      <h004:Name>
+        RS T</h004:Name>
+      <h004:Timestamp>2016-03-23T08:56:39.000000Z</h004:Timestamp>
+      <h004:Permission AuthorisationLevel="T"/>
+    </h004:SignerInfo>
+    <h004:SignerInfo>
+      <h004:PartnerID>RS</h004:PartnerID>
+      <h004:UserID>RSA</h004:UserID>
+      <h004:Name>
+        RS A</h004:Name>
+      <h004:Timestamp>2016-03-23T09:26:33.000000Z</h004:Timestamp>
+      <h004:Permission AuthorisationLevel="A"/>
+    </h004:SignerInfo>
+    <h004:OriginatorInfo>
+      <h004:PartnerID>RS</h004:PartnerID>
+      <h004:UserID>RST</h004:UserID>
+      <h004:Name>
+        RS T</h004:Name>
+      <h004:Timestamp>2016-03-23T08:56:39.000000Z</h004:Timestamp>
+    </h004:OriginatorInfo>
+  </h004:OrderDetails>
+  <h004:OrderDetails>
+    <h004:OrderType>CCT</h004:OrderType>
+    <h004:OrderID>B03P</h004:OrderID>
+    <h004:DataDigest SignatureVersion="A006">INN6KG5EHVovPLsbzdnNbfL7GGneYztgIYxXlRQwwI4=</h004:DataDigest>
+    <h004:OrderDataAvailable>true</h004:OrderDataAvailable>
+    <h004:OrderDataSize>1776</h004:OrderDataSize>
+    <h004:OrderDetailsAvailable>false</h004:OrderDetailsAvailable>
+    <h004:TotalOrders>1</h004:TotalOrders>
+    <h004:TotalAmount isCredit="true">1000.13</h004:TotalAmount>
+    <h004:Currency>EUR</h004:Currency>
+    <h004:SigningInfo readyToBeSigned="true" NumSigRequired="1" NumSigDone="0"/>
+    <h004:SignerInfo>
+      <h004:PartnerID>RS</h004:PartnerID>
+      <h004:UserID>RST</h004:UserID>
+      <h004:Name>
+        RS T</h004:Name>
+      <h004:Timestamp>2016-03-29T10:57:12.000000Z</h004:Timestamp>
+      <h004:Permission AuthorisationLevel="T"/>
+    </h004:SignerInfo>
+    <h004:OriginatorInfo>
+      <h004:PartnerID>RS</h004:PartnerID>
+      <h004:UserID>RST</h004:UserID>
+      <h004:Name>
+        RS T</h004:Name>
+      <h004:Timestamp>2016-03-29T10:57:11.000000Z</h004:Timestamp>
+    </h004:OriginatorInfo>
+  </h004:OrderDetails>
+</h004:HVZResponseOrderData>
diff --git a/spec/generic_upload_spec.rb b/spec/generic_upload_spec.rb
index 156623f..074040d 100644
--- a/spec/generic_upload_spec.rb
+++ b/spec/generic_upload_spec.rb
@@ -2,6 +2,12 @@
   let(:client) { Epics::Client.new( File.open(File.join( File.dirname(__FILE__), 'fixtures', 'SIZBN001.key')), 'secret' , 'https://194.180.18.30/ebicsweb/ebicsweb', 'SIZBN001', 'EBIX', 'EBICS') }
   subject { described_class.new(client, "\x01" * 12) }
 
+  describe '#segmented?' do
+    it 'returns true by default' do
+      expect(subject.segmented?).to eq(true)
+    end
+  end
+
   describe '#pad' do
 
     it 'will complete the block to the next 16byte' do
@@ -35,4 +41,4 @@
     end
 
   end
-end
\ No newline at end of file
+end
diff --git a/spec/orders/hvd_spec.rb b/spec/orders/hvd_spec.rb
new file mode 100644
index 0000000..f2be648
--- /dev/null
+++ b/spec/orders/hvd_spec.rb
@@ -0,0 +1,85 @@
+# encoding: utf-8
+
+require 'spec_helper'
+
+RSpec.describe Epics::HVD do
+  let(:client) { Epics::Client.new( File.open(File.join( File.dirname(__FILE__), '..', 'fixtures', 'SIZBN001.key')), 'secret' , 'https://194.180.18.30/ebicsweb/ebicsweb', 'SIZBN001', 'EBIX', 'EBICS') }
+
+  describe 'No data available' do
+    it 'returns nil'
+  end
+
+  describe 'data is available' do
+    let(:xml_response) { File.read(File.join(File.dirname(__FILE__), '../fixtures/xml/hvd_response.xml')) }
+
+    before { allow(client).to receive(:download).with(described_class, 'B03N', 'CCT').and_return(xml_response) }
+
+    describe 'attributes' do
+      subject { client.HVD('B03N', 'CCT') }
+
+      it 'lists all signers' do
+        expect(subject[:signers]).to be_instance_of(Array)
+      end
+
+      it 'indicates if detailed order data is available' do
+        expect(subject[:order_details_available]).to eq(false)
+      end
+
+      it 'indicates if order data is available' do
+        expect(subject[:order_data_available]).to eq(true)
+      end
+
+      it 'sets correct string encoding' do
+        expect(subject[:display_file]).to include("Ausführungstermin")
+      end
+
+      it 'indicates if order data is available' do
+        expect(subject[:display_file]).to include("Datei-ID")
+      end
+
+      it 'sets digest' do
+        expect(subject[:digest]).to eq('Ej9Q5zvpef87V9Ef5vdEY/aiPvEiVYupcZHir51G94g=')
+      end
+
+      it 'sets digest_signature_version' do
+        expect(subject[:digest_signature_version]).to eq('A006')
+      end
+
+      it 'does not include an order id' do
+        expect(subject).to_not have_key(:order_id)
+      end
+
+      it 'does not include an order type' do
+        expect(subject).to_not have_key(:order_type)
+      end
+
+      it 'does not include an originator' do
+        expect(subject).to_not have_key(:originator)
+      end
+
+      it 'does not include flag if ready to be signed' do
+        expect(subject).to_not have_key(:ready_for_signature)
+      end
+
+      it 'does not include number of already applied signatures' do
+        expect(subject).to_not have_key(:applied_signatures)
+      end
+
+      it 'does not include number of required signatures' do
+        expect(subject).to_not have_key(:required_signatures)
+      end
+
+      it 'does not include not have total_amount' do
+        expect(subject).to_not have_key(:total_amount)
+      end
+
+      it 'does not have total_amount_type' do
+        expect(subject).to_not have_key(:total_amount_type)
+      end
+
+      it 'does not have total_orders' do
+        expect(subject).to_not have_key(:total_orders)
+      end
+    end
+  end
+end
diff --git a/spec/orders/hve_spec.rb b/spec/orders/hve_spec.rb
new file mode 100644
index 0000000..c6248ef
--- /dev/null
+++ b/spec/orders/hve_spec.rb
@@ -0,0 +1,42 @@
+RSpec.describe Epics::HVE do
+  let(:client) { Epics::Client.new( File.open(File.join( File.dirname(__FILE__), '..', 'fixtures', 'SIZBN001.key')), 'secret' , 'https://194.180.18.30/ebicsweb/ebicsweb', 'SIZBN001', 'EBIX', 'EBICS') }
+  let(:digest) { Base64.strict_encode64("supersecretdigest") }
+
+  subject { described_class.new(client, "myid", "mytype", digest) }
+
+  describe '#segmented?' do
+    it 'returns false' do
+      expect(subject.segmented?).to eq(false)
+    end
+  end
+
+  describe '#to_xml' do
+    describe 'message header' do
+      it 'sets order type' do
+        expect(subject.to_xml).to include("<OrderType>HVE</OrderType>")
+      end
+
+      it 'uploads as order without segments' do
+        expect(subject.to_xml).to include("<OrderAttribute>UZHNN</OrderAttribute>")
+      end
+
+      it 'sets order params' do
+        expect(subject.to_xml).to include("<HVEOrderParams>")
+      end
+
+      it 'sets number of segments to zero' do
+        expect(subject.to_xml).to include("<NumSegments>0</NumSegments>")
+      end
+    end
+
+    describe 'message body' do
+      it 'includes a signature' do
+        expect(subject.to_xml).to include("<SignatureData authenticate=\"true\">")
+      end
+
+      it 'does not have any order data' do
+        expect(subject.to_xml).to_not include("<OrderData>")
+      end
+    end
+  end
+end
diff --git a/spec/orders/hvs_spec.rb b/spec/orders/hvs_spec.rb
new file mode 100644
index 0000000..538a352
--- /dev/null
+++ b/spec/orders/hvs_spec.rb
@@ -0,0 +1,42 @@
+RSpec.describe Epics::HVS do
+  let(:client) { Epics::Client.new( File.open(File.join( File.dirname(__FILE__), '..', 'fixtures', 'SIZBN001.key')), 'secret' , 'https://194.180.18.30/ebicsweb/ebicsweb', 'SIZBN001', 'EBIX', 'EBICS') }
+  let(:digest) { Base64.strict_encode64("supersecretdigest") }
+
+  subject { described_class.new(client, "myid", "mytype", digest) }
+
+  describe '#segmented?' do
+    it 'returns false' do
+      expect(subject.segmented?).to eq(false)
+    end
+  end
+
+  describe '#to_xml' do
+    describe 'message header' do
+      it 'sets order type' do
+        expect(subject.to_xml).to include("<OrderType>HVS</OrderType>")
+      end
+
+      it 'uploads as order without segments' do
+        expect(subject.to_xml).to include("<OrderAttribute>UZHNN</OrderAttribute>")
+      end
+
+      it 'sets order params' do
+        expect(subject.to_xml).to include("<HVSOrderParams>")
+      end
+
+      it 'sets number of segments to zero' do
+        expect(subject.to_xml).to include("<NumSegments>0</NumSegments>")
+      end
+    end
+
+    describe 'message body' do
+      it 'includes a signature' do
+        expect(subject.to_xml).to include("<SignatureData authenticate=\"true\">")
+      end
+
+      it 'does not have any order data' do
+        expect(subject.to_xml).to_not include("<OrderData>")
+      end
+    end
+  end
+end
diff --git a/spec/orders/hvu_spec.rb b/spec/orders/hvu_spec.rb
new file mode 100644
index 0000000..f5e0f6b
--- /dev/null
+++ b/spec/orders/hvu_spec.rb
@@ -0,0 +1,84 @@
+require 'spec_helper'
+
+RSpec.describe Epics::HVU do
+  let(:client) { Epics::Client.new( File.open(File.join( File.dirname(__FILE__), '..', 'fixtures', 'SIZBN001.key')), 'secret' , 'https://194.180.18.30/ebicsweb/ebicsweb', 'SIZBN001', 'EBIX', 'EBICS') }
+
+  describe 'No data available' do
+    before { allow(client).to receive(:download).with(described_class).and_raise(Epics::Error::BusinessError, "090005") }
+
+    it 'returns an empty array'
+  end
+
+  describe 'data is available' do
+    let(:xml_response) { File.read(File.join(File.dirname(__FILE__), '../fixtures/xml/hvu_response.xml')) }
+
+    before { allow(client).to receive(:download).with(described_class).and_return(xml_response) }
+
+    it 'parses and returns an array' do
+      expect(client.HVU).to be_instance_of(Array)
+    end
+
+    it 'parses and returns each order' do
+      expect(client.HVU.size).to eq(2)
+    end
+
+    describe 'attributes' do
+      subject { client.HVU.first }
+
+      it 'sets the order id' do
+        expect(subject[:order_id]).to eq('B03N')
+      end
+
+      it 'sets order type' do
+        expect(subject[:order_type]).to eq('CCT')
+      end
+
+      it 'lists all signers' do
+        expect(subject[:signers]).to be_instance_of(Array)
+      end
+
+      it 'sets the originator' do
+        expect(subject[:originator]).to match(hash_including(
+          :name => "RS T",
+          :partner_id => "RS",
+          :timestamp => Time.new(2016, 3, 23, 8, 56, 39, "+00:00"),
+          :user_id => "RST",
+        ))
+      end
+
+      it 'sets flag if ready to be signed' do
+        expect(subject[:ready_for_signature]).to eq(true)
+      end
+
+      it 'sets number of already applied signatures' do
+        expect(subject[:applied_signatures]).to eq(1)
+      end
+
+      it 'sets number of required signatures' do
+        expect(subject[:required_signatures]).to eq(1)
+      end
+
+      it 'does not have total_amount' do
+        expect(subject).to_not have_key(:total_amount)
+      end
+
+      it 'does not have total_amount_type' do
+        expect(subject).to_not have_key(:total_amount_type)
+      end
+
+      it 'does not have total_orders' do
+        expect(subject).to_not have_key(:total_orders)
+      end
+
+      it 'does not have digest' do
+        expect(subject).to_not have_key(:digest)
+      end
+
+      it 'does not have digest_signature_version' do
+        expect(subject).to_not have_key(:digest_signature_version)
+      end
+    end
+
+  end
+
+end
diff --git a/spec/orders/hvz_spec.rb b/spec/orders/hvz_spec.rb
new file mode 100644
index 0000000..7bf00a9
--- /dev/null
+++ b/spec/orders/hvz_spec.rb
@@ -0,0 +1,83 @@
+require 'spec_helper'
+
+RSpec.describe Epics::HVZ do
+  let(:client) { Epics::Client.new( File.open(File.join( File.dirname(__FILE__), '..', 'fixtures', 'SIZBN001.key')), 'secret' , 'https://194.180.18.30/ebicsweb/ebicsweb', 'SIZBN001', 'EBIX', 'EBICS') }
+
+  describe 'No data available' do
+    before { allow(client).to receive(:download).with(Epics::HVZ).and_raise(Epics::Error::BusinessError, "090005") }
+
+    it 'returns an empty array'
+  end
+
+  describe 'data is available' do
+    let(:xml_response) { File.read(File.join(File.dirname(__FILE__), '../fixtures/xml/hvz_response.xml')) }
+
+    before { allow(client).to receive(:download).with(Epics::HVZ).and_return(xml_response) }
+
+    it 'parses and returns an array' do
+      expect(client.HVZ).to be_instance_of(Array)
+    end
+
+    it 'parses and returns each order' do
+      expect(client.HVZ.size).to eq(2)
+    end
+
+    describe 'attributes' do
+      subject { client.HVZ.first }
+
+      it 'sets the order id' do
+        expect(subject[:order_id]).to eq('B03N')
+      end
+
+      it 'sets order type' do
+        expect(subject[:order_type]).to eq('CCT')
+      end
+
+      it 'lists all signers' do
+        expect(subject[:signers]).to be_instance_of(Array)
+      end
+
+      it 'sets the originator' do
+        expect(subject[:originator]).to match(hash_including(
+          :name => "RS T",
+          :partner_id => "RS",
+          :timestamp => Time.new(2016, 3, 23, 8, 56, 39, "+00:00"),
+          :user_id => "RST",
+        ))
+      end
+
+      it 'sets flag if ready to be signed' do
+        expect(subject[:ready_for_signature]).to eq(true)
+      end
+
+      it 'sets number of already applied signatures' do
+        expect(subject[:applied_signatures]).to eq(1)
+      end
+
+      it 'sets number of required signatures' do
+        expect(subject[:required_signatures]).to eq(1)
+      end
+
+      it 'sets total_amount' do
+        expect(subject[:total_amount]).to eq(1000.13)
+      end
+      it 'sets total_amount_type' do
+        expect(subject[:total_amount_type]).to eq('credit')
+      end
+
+      it 'sets total_orders' do
+        expect(subject[:total_orders]).to eq(1)
+      end
+
+      it 'sets digest' do
+        expect(subject[:digest]).to eq('Ej9Q5zvpef87V9Ef5vdEY/aiPvEiVYupcZHir51G94g=')
+      end
+
+      it 'sets digest_signature_version' do
+        expect(subject[:digest_signature_version]).to eq('A006')
+      end
+    end
+
+  end
+
+end