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As per W3C Credentials Data Model specfiation v1.1:
What is credential?
Credentials are a part of our daily lives; driver's licenses are used to assert that we are capable of operating a motor vehicle, university degrees can be used to assert our level of education, and government-issued passports enable us to travel between countries
What is verifiable credential
A digital credential document which is represented in a way that is cryptographically secure, privacy respecting, and machine-verifiable.
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