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Personal Finance UK

⚠️ This repository and the outputs of its utilities and notebooks are not financial advice. Make use of this repository at your own risk!

A collection of utilities and notebooks for analysing your finances.

I found the tools available online to be black boxes that were usually not as configurable as I would have liked. This is what lead me to create the tools you'll find in this repository.

Usage

You can either:

  • Clone this repo and run the notebooks locally
  • Open this repository directly in Google Colab Open In Colab

Available Notebooks

Student Loan Notebook Screenshot

This notebook can be used to estimate:

  • If your student loan will be written off
  • The effects of making extra repayments on interest saved

Effective Tax Rate Notebook Screenshot

This notebook can be used to see:

  • How all the tax brackets (including NI) combine to form a single percentage for different gross incomes
  • How your automatic student loan repayments are affecting your net income