diff --git a/src/ConsumptionData.jl b/src/ConsumptionData.jl
index af3c8438..184340b3 100644
--- a/src/ConsumptionData.jl
+++ b/src/ConsumptionData.jl
@@ -214,8 +214,7 @@ function uprate_expenditure( settings :: Settings )
                 f[sym] /= 1.05
             elseif sym in DEFAULT_STANDARD_RATE
                 f[sym] /= 1.20
-            end
-            
+            end           
             f[sym] = Uprating.uprate( f[sym], y, q, Uprating.upr_nominal_gdp )
         end
     end
diff --git a/src/ExampleHouseholdGetter.jl b/src/ExampleHouseholdGetter.jl
index 4d5380cb..68900389 100644
--- a/src/ExampleHouseholdGetter.jl
+++ b/src/ExampleHouseholdGetter.jl
@@ -24,6 +24,10 @@ KEYMAP = Vector{AbstractString}()
 FIXME FIXME FIXME
 """
 function find_consumption_for_example!( hh, settings )
+    if size(ConsumptionData.IND_MATCHING)[1] == 0
+        # lazy load matching data if we need it
+        ConsumptionData.init(settings)
+    end
     sv_hid = hh.hid
     sv_data_year = hh.data_year
     hh.hid = 1