About this data

File names

File names contain prefixes that represent the type of aggregate data, and suffixes that represent the type of market the data describes.

Prefix	Definition
map_data	Geographic map data containing year-over-year changes for each U.S. state
num_data	Number of new loan originations
vol_data	Loan volume in dollars
volume_data_Age_Group	Loan volume in dollars by age group
volume_data_yoy_data_Income_Level	Loan volume in dollars by income level
volume_data_Score_Level	Loan volume in dollars by credit score group
yoy_data_all	Year-over-year percentage change in new loan originations
yoy_data_Age_Group	Year-over-year percentage change in new loan originations by age group
yoy_data_Income_Level	Year-over-year percentage change in new loan originations by income level group
yoy_data_Score_Level	Year-over-year percentage change in new loan originations by credit score group

Suffix	Definition
AUT	Auto loans
CRC	Credit card
HCE
HLC	Home Equity Line of Credit (HELOC)
MTG	Mortgage
PER	Personal loans
RET	Retail loans
STU	Student loans

Map files have the prefix map_data_ in their filename. The suffix represents a specific credit market (see suffix definitions above).

Field	Titles	Description	Data type
state	State	U.S. State. Geographic location for this data value. Number is the FIPS state numeric code used by the U.S. Census.	number
value	Value	Year-over-year percentage change in the volume of new loans originated in each state, compared to lending activity from one year ago. Positive changes mean that the number of loans originated in the state during the month are higher than they were one year ago and negative values indicate that the number of loans has declined.	number

Originations files have the prefix num_data_ in their filename. The suffix represents a specific credit market (see suffix definitions above).

Field	Titles	Description	Data type
month	Month	Month. Represented as a number, starting at 0. January 2000 is 0, February 2000 is 1, and so on.	number
num	Number of originations	Number of new loan originations.	number
group	Adjusted or unadjusted	Value is either "Seasonally Adjusted" or "Unadjusted."	string

Loan volume files have the prefix volume_data_ in their filename. The suffix represents a specific credit market (see suffix definitions above).

Field	Titles	Description	Data type
month	Month	Month. Represented as a number, starting at 0. January 2000 is 0, February 2000 is 1, and so on.	number
num	Volume	Loan volume in dollars.	number
group	Adjusted or unadjusted	Value is either "Seasonally Adjusted" or "Unadjusted."	string

Year-over-year files have the prefix yoy_data_ in their filename. The suffix represents a specific credit market (see suffix definitions above).

Field	Titles	Description	Data type
month	Month	Month. Represented as a number, starting at 0. January 2000 is 0, February 2000 is 1, and so on.	number
yoy	Year-over-year change	Year-over-year percentage change, compared to lending activity from one year ago. Positive changes mean that the number during this month is higher than it was one year ago and negative values indicate that the number has declined.	number
group: all	Value represented by year-over-year percentage	Value is either the year-over-year change in "Dollar Volume" or "Number of Loans."	string
group: score level	Credit score group	Value is in one of the following five groups: "Deep Subprime", "Subprime", "Near Prime", "Prime", or "Superprime." See Credit Score group descriptions below.	string
group: income level	Income level group	Value is in one of the following four groups: "Low", "Moderate", "Middle", or "High." See Income Level group descriptions below.	string
group: age	Age group	Value is in one of the following four groups: "Younger than 30", "30 - 44", "45 - 64", or "65 and older." See Income Level group descriptions below.	string

The credit score groups in this data are described in the following table:

TBA