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Earning, Saving and Spending

SmartCash is designed from the ground up to function as digital cash. This documentation discusses how and where SmartCash users can manage all of their personal finances using SmartCash.

Earning

Receive payment from your employer in SmartCash directly. You can then withdraw your wage to any SmartCash wallet for spending or saving.

You can earn SmartCard by :ref:`Proposal <seven-steps>` or get Tips from friend Tips bot

You can also earn SmartCash via :ref:`Mining <mining>` and :ref:`SmartNode <smartnodes>`

Saving

You can save SmartCash and get reward via :ref:`SmartReward <smartrewards>`

Spending

Merchant Directory

SmartCash can be spent in hundreds of stores and services both online and in physical locations.

img/find-smartcash.png

Find SmartCash lists businesses around the world accepting SmartCash, sorted by category. It's easy to add your business to the list, and also features a short introduction for new SmartCash users.

SmartCard

merchants/img/smartcard.png

https://card.smartcash.cc/

The SmartCard is a way to hold SMART on a physical card. You don’t need a phone to hold your SMART. If you have ever had a problem with using a phone inside a building…you will get why this is ideal. Only the merchant needs the internet connection. As simple to use as a credit or debit card but not controlled by any 3rd party processor. And not a preloaded card using a visa fiat system…this is real crypto to crypto.

SmartPay

merchants/img/smartpay.gif

https://business.smartcash.cc/

Accept SmartCash as a payment option in your business with zero fees using a simple SmartCash app. The SmartPay app is available for use anywhere in the world, all it requires is access to the internet.

This app will allow you to:

  • Accept payments instantly from a customer’s SmartCard’s using SmartCash’s Instantpay technology.
  • Receive payments from the customer to your business with no 3rd party.
  • Manage different store locations with individual SmartPay staff logins.
  • Allow optional tipping for staff on all transactions.

Have peace of mind with SmartPay's security features:

  • SmartPay processes transactions without access to business funds
  • Private keys are created by you or generated in the browser
  • Divide payments into different wallets with HD Wallet or Multi Address
  • Decentralized payment system gives you full control of your funds.

Start accepting cryptocurrency payments in your business with 0% fees, and download the SmartPay app today! Visit https://business.smartcash.cc to learn more.

Debit Cards

Debit cards work by prepaying in SmartCash to load the account, then withdrawing cash from an ATM or spending online or anywhere debit/credit cards are supported. The SmartCash is either exchanged at the time of purchase or in advance. The rapidly evolving approach to regulation of cryptocurrencies such as SmartCash and instant exchange solutions such as ShapeShift means that availability of debit cards cannot be guaranteed in any or all jurisdictions. Check with the following providers for updates on the availability of SmartCash debit cards.

Disclaimer: This list is provided for informational purposes only. SmartCash Team is not liable for any funds transmitted in error to these providers, or for the accuracy of information on this page.

Pungo.krd
img/pungo.png

https://pungo.krd/home/

A prepaid debit card that can be acquired in many places without an ID and with no bank account linked. It can be used by anyone residing legally in the EU once the owner gets verified.

Tax

Taxation law is different depending on where you qualify as a resident for tax purposes. The following services are available to help you calculate your tax obligations.