diff --git a/src/Common/Types/index.tsx b/src/Common/Types/index.tsx
index b5d55992..18a9ce45 100644
--- a/src/Common/Types/index.tsx
+++ b/src/Common/Types/index.tsx
@@ -227,6 +227,7 @@ export interface Gateways {
   paypal: Paypal;
   stripe: Stripe;
   offline?: Offline;
+  "planet-cash"?: PlanetCashGateway;
 }
 export interface Paypal {
   methods?: string[] | null;
@@ -254,6 +255,13 @@ export interface Offline {
   account: string;
 }
 
+export interface PlanetCashGateway {
+  account: string;
+  balance: number;
+  creditLimit: number;
+  available: number;
+}
+
 export interface OptionsEntity {
   id?: string;
   caption: string | null;
diff --git a/src/Donations/Components/DonationsForm.tsx b/src/Donations/Components/DonationsForm.tsx
index e43d4ce9..188ade15 100644
--- a/src/Donations/Components/DonationsForm.tsx
+++ b/src/Donations/Components/DonationsForm.tsx
@@ -35,6 +35,7 @@ import {
 import { PaymentMethod } from "@stripe/stripe-js/types/api/payment-methods";
 import { PaymentRequest } from "@stripe/stripe-js/types/stripe-js/payment-request";
 import { NON_GIFTABLE_PROJECT_PURPOSES } from "src/Utils/projects/constants";
+import { isPlanetCashAllowed } from "src/Utils/donationOptions";
 
 function DonationsForm(): ReactElement {
   const {
@@ -117,19 +118,14 @@ function DonationsForm(): ReactElement {
   const [isPaymentProcessing, setIsPaymentProcessing] = React.useState(false);
   const [paymentError, setPaymentError] = React.useState(""); //TODOO - confirm and remove
 
-  const canPayWithPlanetCash =
-    projectDetails !== null &&
-    projectDetails.purpose !== "funds" &&
-    projectDetails.purpose !== "planet-cash" &&
-    paymentSetup?.unitType === "tree" && //Enables planetcash for restoration projects with unitType tree only (TEMP)
-    profile !== null &&
-    isSignedUp &&
-    profile.planetCash !== null &&
-    projectDetails.taxDeductionCountries?.includes(
-      profile.planetCash.country
-    ) &&
-    !(isGift && giftDetails.recipientName === "") &&
-    !(onBehalf && onBehalfDonor.firstName === "");
+  const canPayWithPlanetCash = isPlanetCashAllowed({
+    profile,
+    isSignedUp,
+    projectDetails,
+    isGift,
+    giftDetails,
+    hasPlanetCashGateway: paymentSetup?.gateways["planet-cash"] !== undefined,
+  });
 
   const canSendDirectGift =
     projectDetails !== null &&
@@ -298,11 +294,6 @@ function DonationsForm(): ReactElement {
   const handlePlanetCashDonate = async () => {
     if (projectDetails) {
       setShowDisablePlanetCashButton(true);
-      const _onBehalfDonor = {
-        firstname: onBehalfDonor.firstName,
-        lastname: onBehalfDonor.lastName,
-        email: onBehalfDonor.email,
-      };
 
       const _metadata = {
         utm_campaign: utmCampaign,
@@ -385,7 +376,6 @@ function DonationsForm(): ReactElement {
           {projectDetails.purpose !== "funds" && (
             <p className="title-text">{t("donate")}</p>
           )}
-          {/* show PlanetCashSelector only if user is signed up and have a planetCash account */}
           {canPayWithPlanetCash && <PlanetCashSelector />}
           {(canSendDirectGift && hasDirectGift) || canSendInvitationGift ? (
             <div className="donations-gift-container mt-10">
diff --git a/src/Layout/QueryParamContext.tsx b/src/Layout/QueryParamContext.tsx
index a980387b..f15b3c6d 100644
--- a/src/Layout/QueryParamContext.tsx
+++ b/src/Layout/QueryParamContext.tsx
@@ -41,6 +41,7 @@ import ErrorPopup from "src/Common/ErrorPopup/ErrorPopup";
 import { APIError, handleError, SerializedError } from "@planet-sdk/common";
 import { PaymentRequest } from "@stripe/stripe-js/types/stripe-js/payment-request";
 import { createProjectDetails } from "src/Utils/createProjectDetails";
+import { useDebouncedEffect } from "src/Utils/useDebouncedEffect";
 
 export const QueryParamContext =
   createContext<QueryParamContextInterface>(null);
@@ -346,23 +347,27 @@ const QueryParamProvider: FC = ({ children }) => {
     router.query.token,
   ]);
 
-  useEffect(() => {
-    const regex = /^pcash_/;
-    if (
-      router.query.to &&
-      !regex.test(router.query.to as string) &&
-      country !== undefined &&
-      country !== "" &&
-      router.query.to?.toString().toLowerCase() !== "planetcash"
-    ) {
-      const to = String(router.query.to).replace(/\//g, "");
-      loadPaymentSetup({
-        projectGUID: to,
-        paymentSetupCountry: country,
-        shouldSetPaymentDetails: true,
-      });
-    }
-  }, [router.query.to, country]);
+  useDebouncedEffect(
+    () => {
+      const regex = /^pcash_/;
+      if (
+        router.query.to &&
+        !regex.test(router.query.to as string) &&
+        country !== undefined &&
+        country !== "" &&
+        router.query.to?.toString().toLowerCase() !== "planetcash"
+      ) {
+        const to = String(router.query.to).replace(/\//g, "");
+        loadPaymentSetup({
+          projectGUID: to,
+          paymentSetupCountry: country,
+          shouldSetPaymentDetails: true,
+        });
+      }
+    },
+    1000,
+    [router.query.to, country, profile?.slug]
+  );
 
   async function loadConfig() {
     try {
@@ -488,11 +493,19 @@ const QueryParamProvider: FC = ({ children }) => {
     paymentSetupCountry: string;
     shouldSetPaymentDetails?: boolean;
   }) => {
+    const token =
+      profile === null
+        ? null
+        : queryToken ||
+          (router.query.token as string) ||
+          (await getAccessTokenSilently());
+
     setIsPaymentOptionsLoading(true);
     try {
       const requestParams = {
         url: `/app/paymentOptions/${projectGUID}?country=${paymentSetupCountry}`,
         setshowErrorCard,
+        token,
         tenant,
         locale: i18n.language,
       };
diff --git a/src/Utils/donationOptions.ts b/src/Utils/donationOptions.ts
new file mode 100644
index 00000000..3badad02
--- /dev/null
+++ b/src/Utils/donationOptions.ts
@@ -0,0 +1,43 @@
+import { NoGift, User } from "@planet-sdk/common";
+import {
+  PLANETCASH_ALLOWED_PROJECT_PURPOSES,
+  PLANETCASH_DISALLOWED_PROJECT_CLASSIFICATIONS,
+} from "./projects/constants";
+import { FetchedProjectDetails, GiftDetails } from "src/Common/Types";
+
+interface PlanetCashAllowedParams {
+  profile: User | null;
+  isSignedUp: boolean;
+  projectDetails: FetchedProjectDetails | null;
+  isGift: boolean;
+  giftDetails: GiftDetails | NoGift;
+  hasPlanetCashGateway: boolean;
+}
+
+/**
+ * Determines if Planet Cash is allowed for the current donation
+ */
+export const isPlanetCashAllowed = ({
+  profile,
+  isSignedUp,
+  projectDetails,
+  isGift,
+  giftDetails,
+  hasPlanetCashGateway,
+}: PlanetCashAllowedParams): boolean => {
+  return (
+    profile !== null &&
+    isSignedUp &&
+    profile.planetCash !== null &&
+    hasPlanetCashGateway &&
+    projectDetails !== null &&
+    PLANETCASH_ALLOWED_PROJECT_PURPOSES.includes(projectDetails.purpose) &&
+    (projectDetails.classification === null ||
+      !PLANETCASH_DISALLOWED_PROJECT_CLASSIFICATIONS.includes(
+        projectDetails.classification
+      )) &&
+    projectDetails.taxDeductionCountries !== undefined &&
+    projectDetails.taxDeductionCountries.includes(profile.planetCash.country) &&
+    !(isGift && giftDetails.recipientName === "")
+  );
+};
diff --git a/src/Utils/projects/constants.ts b/src/Utils/projects/constants.ts
index b42d0006..8e8ed20f 100644
--- a/src/Utils/projects/constants.ts
+++ b/src/Utils/projects/constants.ts
@@ -1 +1,17 @@
-export const NON_GIFTABLE_PROJECT_PURPOSES = ["planet-cash", "bouquet"];
+import { ProjectPurpose, TreeProjectClassification } from "@planet-sdk/common";
+import { FundsProjectClassification } from "src/Common/Types";
+
+export const NON_GIFTABLE_PROJECT_PURPOSES: Array<ProjectPurpose> = [
+  "planet-cash",
+  "bouquet",
+];
+
+export const PLANETCASH_ALLOWED_PROJECT_PURPOSES: Array<ProjectPurpose> = [
+  "trees",
+  "conservation",
+  "funds",
+];
+
+export const PLANETCASH_DISALLOWED_PROJECT_CLASSIFICATIONS: Array<
+  FundsProjectClassification | TreeProjectClassification
+> = ["membership", "endowment"];